Thimble
Quick-thinking insurance for fast-moving businesses.
Overview
Thimble is a digital insurance provider focused on serving small businesses, freelancers, and independent contractors. They offer flexible insurance coverage, including general liability and professional liability, that can be purchased by the hour, day, month, or year. Their platform is designed to be fast and simple, allowing users to get a quote and purchase a policy in minutes.
✨ Key Features
- On-demand coverage (hourly, daily, monthly)
- General Liability Insurance
- Professional Liability (E&O) Insurance
- Business Equipment Protection
- Instant policy generation and COIs
- Mobile app to manage policies
🎯 Key Differentiators
- Episodic coverage (by the hour, day, or job)
- Ability to pause monthly policies
- Extremely fast and simple user experience
Unique Value: Offers unparalleled flexibility for small businesses to get insured only when they need it, with on-demand policies available by the hour, day, or month, all managed through a simple mobile app.
🎯 Use Cases (4)
✅ Best For
- Purchasing general or professional liability insurance on a month-to-month basis or by the job.
- Getting an insurance quote and policy in minutes through a simple online application.
- Pausing coverage when business slows down to save money.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Large companies with complex insurance needs
- Businesses requiring workers' compensation or commercial auto (coverage is limited)
- Users looking for the absolute lowest annual premium
🏆 Alternatives
Unlike traditional insurers or even other insurtechs like NEXT, Thimble specializes in short-term, episodic coverage, making it ideal for project-based workers who don't need or want to pay for an annual policy.
💻 Platforms
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
💰 Pricing
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